About Flex Cashflow

Most of us don’t keep money in one place. There’s cash, a bank, mobile money, a loan still paying down, maybe a savings goal or something invested. No single bank app shows all of that. Flex Cashflow does.

It’s a personal ledger on your phone: what you have, what you owe, what’s coming due, and where the month actually went. Built by Flexcode Labs Ltd in Tanzania.

What you can do

See every account in one net worth — including more than one currency
Log income, expenses, and transfers, and file them with categories
Keep a budget, and see bills and subscriptions that are active or paused
Know what’s coming due with payment plans
Watch savings fill up, and loans pay down
Track investments you actually hold
Attach photos and files to records
Read the month in analytics, not just a list of taps

Your phone first

You don’t need an account to start. The vault — accounts, transactions, files, all of it — lives on this device. It stays there unless you export a backup, pair another device on your Wi-Fi, or turn on Pro cloud sync.

What’s free, and what Pro adds

The ledger is free. Tracking, budgets, bills, savings, loans, investments, analytics, Wi-Fi pairing, and backups don’t require a subscription.

Pro is optional. It adds cloud sync and a 1 GB vault so the same money shows up on your other devices without the same Wi-Fi, live exchange rates, and an AI assistant that can chat, take voice, look at a photo or PDF, and suggest changes you review before anything is saved.

Who we are

Flexcode Labs Ltd is a small software studio. We built this the way we’d want to use it: private unless you say otherwise, usable offline, and straight about where your data goes.

Get in touch

Questions or something that should work better? Email hi@flexcodelabs.com. More at flexcashflow.app.